Home Loans & Refinancing
For purchases, refinancing, investing, first home buyers and borrowers who just want a better structure.
- Owner occupied & investment
- Refinance and rate reviews
- First home buyer support
We help you secure the right lending solution without the noise, the bank runaround, or the feeling that you need a translator just to understand your options.
Whether you're buying, refinancing or growing a business, we focus on what matters to you — clear options, the right structure, and a smooth path to approval.
For purchases, refinancing, investing, first home buyers and borrowers who just want a better structure.
Funding for growth, commercial property, working capital, and deals that need a bit more thought.
Cars, machinery, equipment and asset purchases without the paperwork headache swallowing your week.
Don't just take our word for it — here's what our clients say.
"Awesome service, dug me out of a deep hole for a development project. Highly recommended."
"I would highly recommend Money Simplicity and Melinda to anyone who needs a broker. The refinance was long and drawn out, but the updates made it a lot easier and eased our minds."
"I found them to be very professional in every way. They met our needs and beyond. They were always there and straight onto something for us."
"Nothing was too much trouble. Everything was explained clearly and your company secured a loan for us that was better than we had hoped for."
"Very efficient service. Friendly and warm."
"Excellent service and very responsive to my needs. I would definitely recommend to family and friends. Keep up the good work."
"Helpful and friendly at a time when the banks were not being helpful and friendly."
"Thanking you so much for all your help during our refinance. We both found you so easy to deal with and a pleasure to do business with."
"Melinda is fabulous to work with. Very approachable and friendly. Always keeping us updated with the paperwork. She instantly becomes a friend."
"Was extremely happy with the service and advice we received from Melinda. Have used her three times now and will be future clients."
"Simply sensational is the only way to describe the service we were given. Attention to detail, fast and efficient response to requests, all delivered with a friendly smile."
"Fab service, that went without a hitch!"
"Smooth!"
"Absolutely fabulous — took a great weight off our minds. Can only give praises to all the team."
"Melinda made the whole process so simple and easy. We could not understand why the other broker made it so complicated."
"Melinda was efficient and concise with the set-up and made the whole process appear seamless. I would highly recommend Money Simplicity to my friends and family."
"Melinda was very helpful, and just made everything so easy for me."
"Melinda was fantastic — she helped with any little questions that I had regarding the loan."
"I always deal with Melinda, who I find very friendly. She is exceptionally customer-focused and follows up continually."
"Extremely happy with every part of the process and have already recommended Money Simplicity to my friends and work associates."
"Once again thank you for all your help. Wouldn't deal with anyone else."
"Many thanks for your above and beyond the call of duty, help, advice and assistance."
"The service provided by your company was excellent, especially the follow-up regarding settlement. Thank you."
"Thank you for your professional approach in attending to our needs."
"I think you are all amazing and helped us out every step of the way. Thank you so much."
"Thank you for responding to all my questions and concerns so patiently. It was very reassuring throughout what was a fairly nerve-racking experience for me."
"Friendly service that made you feel very confident and comfortable."
"Through a very stressful six or more months, Melinda carried us through the fog of finance step by step with persistence, tolerance and reassurance."
"You helped us achieve our dream. You helped us when we needed answers; you were always helpful and so kind."
"Overall, we were extremely happy with your excellent service. You made time to explain everything and put us at ease."
"A very friendly yet professional approach. All aspects were explained in detail to us. Very happy with the service received."
"My loan was handled by a very professional and understanding team. I am very appreciative of the time they had for me."
"My loan application was very pain free!"
"Thank you all so much for your patience, professionalism and perseverance. You made it all very straightforward and took much of the worry away."
"Money Simplicity really helped us. We enjoyed the experience."
"Excellent service. I'm always telling people to call you."
It should not feel like applying for finance is a second job. We make it simple so you feel comfortable every step of the way.
A quick conversation about what you are trying to do, what matters most, and what has already been tried.
We review suitable options, structures and lenders so you are not stuck trying to decode it all alone.
We guide the application through to approval and settlement, and keep things moving when they go a bit sideways.
The whole point of the brand is right there in the name — cut the clutter, explain things properly, and help clients make confident decisions.
Melinda has been helping Melbourne families and businesses navigate finance since 2001. Her clients keep coming back — and keep sending their friends — because she listens, explains things in plain English, and actually follows through.
Not because the website uses fancy words. Because they want someone who listens, structures things properly, and actually follows through.
Whether you are ready to move now or just want to know if there is a better option, start here.